Business Continuity Plan

Customer Disclosure Statement

Means Wealth Management plans to quickly recover and resume business operations after a Significant Business Disruption (SBD) and respond by safeguarding our employees and property, making a financial and operational assessment, protecting the firm’s books and records, and allowing our customers to transact business. In short, our company’s Business Continuity Plan (BCP) is designed to permit us to resume operations as quickly as possible, given the scope and severity of the SBD.

The BCP addresses data back up and recovery, all mission-critical systems, financial and operational assessments, alternative communications with customers, employees, and regulators, the alternate physical location of employees, critical supplier, contractor, bank, and counter-party impact, regulatory reporting, and assuring our customer’s prompt access to their funds and securities if we are unable to continue our business.

Our executing broker-dealer, Fidelity Brokerage Services LLC, backs up our vital records in a geographically separate area. While every emergency poses unique problems based on external factors, such as time of day and the severity of the disruption, we have been advised by our clearing firm that its objective is to restore its operations and be able to complete existing transactions and accept new transactions and payments within the same business day. Your orders and requests for funds and securities could be delayed during this period.

The product sponsor or issuer maintains all records related to your investments and account holdings and backs up vital records following their business continuity plan. Please contact the sponsor or issuer directly at the telephone number provided on your statements or through their website for more information on their contingency plan.

Significant Business Disruptions

The Company’s plan considers two kinds of Significant Business Disruptions (SBDs), internal and external. Internal SBDs affect only the Company’s ability to communicate and do business, such as a fire or electrical power loss in the office or building.

External SBDs prevent the operation of the securities markets or several firms, such as a terrorist attack, a natural disaster, or another event that causes a wide-scale, regional disruption in essential services.

Internal SBDs

In the event of a disruption in the Company’s business operations due to an internal SBD, the Company will attempt to continue to conduct business as usual by utilizing alternative communication methods (if available), such as the Internet, cell phones, etc., or by moving its operations to an alternative location.

If personnel or operations must be moved to an alternate location, the Company anticipates that it will resume regular operations within 2-4 hours.

External SBDs

In the event of a disruption in the Company’s business operations due to an external SBD, the Company will attempt to continue to conduct business as usual by moving its operations to an alternative location outside the affected area, if possible, or by providing customers with alternative communication arrangements, as indicated below, to conduct business or to access their funds and securities.

The Company will attempt to resume business within 24-48 hours and to keep its customers informed regarding relevant events to the best of its ability based on the circumstances. In all cases, the Company will resume normal business operations as soon as it can do so, based on the type and the extent of the disrupting event.

If the significant business disruption is so severe that it prevents us from remaining in business, we will assure our customers promptly access their funds and securities.


If you are unable to reach the Company at our main number, please proceed as follows:

1. Contact the Company at the following alternate telephone numbers: (207) 942-5746, (207) 944-5834, (207) 659-7520, (207) 751-2265.

2. Contact the Company by email at [email protected].

3. Access the Company’s website at

4. Contact Fidelity directly at the following telephone numbers to process transactions or information on your holdings: (800) 801-9942.

5. Contact the product sponsor directly at the number listed on your most recent statement.

6. Access Fidelity, product sponsor, or issuer website for more information on contacting this entity and their business continuity plans. The website address can generally be found on your statement or offering documents.

7. Contact the FINRA’s District office at the following telephone number for more information on the company’s status and additional instructions: (617) 532-3400.

Contact Information

Any questions regarding the Company’s Business Continuity Plan should be addressed to:

John R. Dudley, CCO
802 Stillwater Ave.
Bangor, ME 04401
(207) 947-6763
[email protected]