Speculation Is Not a Plan

2020 certainly has been a year to remember, with what feels like more headline-worthy events than one can count.  As we look toward the fall, it seems that the drama of 2020 will only continue…

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How Does Your Credit Score Compare?

Fast Fact: Get Over It. A bad credit score doesn’t last forever. Since your credit score is a “snapshot” of your risk at a particular point in time, it changes as new information is added to…

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Spotting Credit Trouble

Fast Fact: Credit Inquiries. Your FICO score won’t drop by much when you apply for new credit. But if you apply for several new credit cards over a short period, your credit report will reflect the…

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