Speculation Is Not a Plan

2020 certainly has been a year to remember, with what feels like more headline-worthy events than one can count.  As we look toward the fall, it seems that the drama of 2020 will only continue…

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Should You Choose A Fixed Or Variable?

Tip: Common Indexes. The most common indexes to which the interest on adjustable-rate mortgages is pegged are the 1-Year Constant Maturity Treasury Index, the Cost of Funds Index (COFI), and the London Interbank Offered Rate Index…

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Lots Of Variables With Fixed-Rate Mortgages

Tip: Payment Practices. Depending on the loan, a home buyer who chooses a 30-year mortgage may have the option to make extra payments. In a sense, this enables the borrower to treat the long-term loan like…

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